年度地震重点监视防御区地震保险净费率的计算

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英文篇名：Calculation of Pure Damage Rate of Buildings for the Key Regions for Earthquake Monitoring in China 中文刊名：灾害学 英文刊名：Journal of Catastrophology 作者：孙振凯 英文作者：Sun Zhenkai(Institute of Geophysics ; CEA ; Beijing 100081 ; China) 中文关键词：年度地震重点监视防御区 ; 地震保险 ; 地震预测 ; 损失率 ; 净费率 英文关键词：key region for earthquake monitoring ; earthquake insurance ; earthquake prediction ; damage rate ; pure insurance rate 出版日期：2012-01-20 机构：中国地震局地球物理研究所; 年：2012 期：01 出版单位：灾害学

摘要

根据我国年度地震重点监视区13年的预报结果和实际发生地震的结果,研究了这些地区地震保险净费率的计算方法。作为例子,给出了Ⅱ类地区基本烈度为Ⅵ度地区多层混凝土楼板砖结构Ⅶ度设防的建筑物的地震保险净损失率的计算结果。结果表明,我国年度地震重点监视区的地震保险净费率明显高于同类研究中不考虑其特殊地震危险性的结果。这一结果表明,中国的年度地震重点监视区是地震保险研究中应当给予特别关注的地区。
Based on calculation of the accurate probability of earthquake prediction in the key regions for earthquake monitoring in China during 1990-2002,this paper gave the method about how to calculate the pure damage rates for buildings in these regions.And as an example,for one kind of buildings in a specific kind of region,the pure damage rate was calculated.The result shows that the pure damage rates of buildings in these regions were much higher than the results given by other researchers who did not consider the specific seismic risk in these regions.The countermeasures to deal with this phenomenon were suggested.

引文

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