美、日两国巨灾损失分担机制对我国的启示
|
摘要
面对自然灾害,各国对巨灾损失分担机制的设计存在明显的不同,从而形成不同的结果。美、日两国在巨灾损失分担机制方面具有丰富的经验,巨灾的损失也得到了很好的弥补。他山之石,可以攻玉,本文重点对两国在自然灾害,尤其是在农业和地震灾害方面的经验进行分析,揭示其共性和成功经验,从而对我国的巨灾损失机制的设计以及相关政策建议的提出提供有益的思路。
Facing the natural disasters, there exist significant results for the countries shared the different design mechanisms. United States and Japan have wealth of experiences in the catastrophic loss-sharing mechanisms, and also have the good compensation cover the catastrophe losses. In fact, we can learn a good lesson from the USA and Japan' practices. This paper makes the analysis about the two countries in natural disasters, particularly in agriculture and earthquake disaster, in order to reveal their common and successful experience to deal with the catastrophic losses. The intention is to reveal the similarities and their successful practices so as to provide some useful enlightenments as to how our government can design catastrophic loss-sharing mechanisms effectively in the future.
Facing the natural disasters, there exist significant results for the countries shared the different design mechanisms. United States and Japan have wealth of experiences in the catastrophic loss-sharing mechanisms, and also have the good compensation cover the catastrophe losses. In fact, we can learn a good lesson from the USA and Japan' practices. This paper makes the analysis about the two countries in natural disasters, particularly in agriculture and earthquake disaster, in order to reveal their common and successful experience to deal with the catastrophic losses. The intention is to reveal the similarities and their successful practices so as to provide some useful enlightenments as to how our government can design catastrophic loss-sharing mechanisms effectively in the future.
引文
[1]Scott E.Harrington,Greg Niehaus.Basis Risk with PCSCatastrophe Insurance Derivative[J].The Journal of Risk and Insurance,1999,Vol66(1):49-82.
[2]Richard A,Posner.Catastrophe:Risk And Response[M].New York:oxford University Press,2004.
[3]栾存存.巨灾风险的担保风险研究与应对策略综述[J].经济学动态,2003(18):80-83.
[4]赵苑达.日本地震保险:制度设计·评析与借鉴[J].东北财经大学学报,2003(2):18-21.
[5]孙祈祥,郑伟,孙立明,等.中国巨灾风险管理:再保险的角色[J].财贸经济,2004(9):3-10.
[6]赵苑达.美国国家供水保险制度[J].中国减灾,2004(3):54-57.
[7]张文武.我国农业保险的难点与对策[J].保险研究,2005(9):61-63.
[8]谢欢.巨灾损失分担:理论研究与国际经验[D].济南:山东大学硕士学位论文,2007.
[2]Richard A,Posner.Catastrophe:Risk And Response[M].New York:oxford University Press,2004.
[3]栾存存.巨灾风险的担保风险研究与应对策略综述[J].经济学动态,2003(18):80-83.
[4]赵苑达.日本地震保险:制度设计·评析与借鉴[J].东北财经大学学报,2003(2):18-21.
[5]孙祈祥,郑伟,孙立明,等.中国巨灾风险管理:再保险的角色[J].财贸经济,2004(9):3-10.
[6]赵苑达.美国国家供水保险制度[J].中国减灾,2004(3):54-57.
[7]张文武.我国农业保险的难点与对策[J].保险研究,2005(9):61-63.
[8]谢欢.巨灾损失分担:理论研究与国际经验[D].济南:山东大学硕士学位论文,2007.
版权所有：© 2023 中国地质图书馆 中国地质调查局地学文献中心