黄金矿山设备融资租赁业务模式及风险防范探析

详细信息    查看全文 | 推荐本文 |

英文篇名：Exploration on the business patterns of gold mine equipment financial lease and risk prevention 作者：崔晨 英文作者：Cui Chen;Assets Management Co.,Ltd.of China National Gold Group Co.,Ltd.;Zhongxin International Financial Leasing(Shenzhen)Co.,Ltd.; 关键词：黄金矿山设备 ; 融资租赁 ; 业务模式 ; 风险防范 ; 工程机械 英文关键词：gold mine equipment;;financial lease;;business pattern;;risk prevention;;engineering machinery 中文刊名：黄金 英文刊名：Gold 机构：中国黄金集团资产管理有限公司;中鑫国际融资租赁(深圳)有限公司; 出版日期：2019-07-15 出版单位：黄金 年：2019 期：07 语种：中文; 页：5-8 页数：4 CN：22-1110/TF ISSN：1001-1277 分类号：F426.1;F832.49

摘要

黄金矿山企业具有投资大、设备占比高、回报率稳定等特点,适合利用融资租赁业务进行运作。当前,黄金矿山设备融资租赁业务取得了长足发展,但仍存在业务模式单一,业务模式与项目环境不匹配,租金拖欠率高等问题,探讨黄金矿山设备融资租赁业务模式及风险防范具有重要的现实意义。立足于国内黄金矿山设备融资租赁业务实践,系统梳理黄金矿山企业融资租赁标的特征及业务模式,并从宏观、微观2个角度,深入分析其风险及防范,以期对黄金矿山设备融资租赁行业的健康发展有所启示。
        The characteristics of big investment,high equipment ratio and steady return rate of gold mining enterprises make it fit for them to do financial lease business.Now,the gold mine equipment financial lease business has made great progress,but still faced with the problems such as dull business patterns,dull business patterns, mismatch between business patterns and projects' surroundings and high rent delinquency rate.So discussing the business pattern of gold mine equipment financial lease and risk prevention has practical significance.Based on the practice of domestic gold mine equipment financial lease business,the paper summarized systematically the business modes and characteristics of gold mining enterprises financial lease objects and analyzed deeply the risks and prevention from macro and micro perspectives.This paper is hoping to reveal on the robust growth of gold mine equipment financial lease business.

引文

[1] 《中国总会计师》编辑部.融资租赁的本质及其运作模式[J].中国总会计师,2015(7):29-31.
    [2] 程欣炜.工程机械融资租赁的优势与风险[J].机械制造与自动化,2012,41(4):85-87.
    [3] 耿懿.构建我国建筑施工企业租赁服务体系促进工程机械租赁业的发展[D].北京:对外经济贸易大学,2008.
    [4] 徐忠平.刍议现代经济下的融资租赁[J].中国电子商务,2014(12):184.
    [5] 刘婷婷.我国企业融资租赁存在的问题及对策研究[J].商情,2016(29):23.
    [6] 徐敏.融资租赁风险管理机制的研究[D].上海:同济大学,2006.