摘要
在"数字医疗"的大背景下,保险行业(尤其是健康险)需要重新定位,重点应由事后赔付逐渐向健康管理倾斜。中医"治未病"理念强调未病先防,符合健康管理的基本要求。将带有中医特色的"治未病"健康管理服务应用在保险当中,能有效提升客户的整体健康水平,降低赔付率的发生,减少医疗开支。
In the digital medical background, the insurance industry(especially health insurance) need to be repositioned.The Emphasis of our idea has shifted to the health management. Traditional Chinese medicine against disease emphasized prevention.It is in line with the basic requirements of health management. Both health management services with the characteristics ofChinese medicine against disease and insurance mix to improve the overall health of the customer effectively, reduce the incidence of payment rate and medical expenses.
引文
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